> Actually, an acronym is a word (nym) formed from the beginning (acro) > letters of a set of words. Being a word doesn't actually require that > it be pronounceable phonetically. IOU is a word that's not pronounced > phonetically, but is an acronym. XML, FUBAR, and SMURSH are all initialisms. SOAP, OASIS, and UNCLE are all acronyms. Later, Jeff