Passing thru html to the browser

[pshenoy@netscape.com (Praveen Shenoy)]

I have a need to embed the html tag in the element so that it is
interpreted by the browser and rendered as it is. But anchor the tag is
showing up as it is instead of being interpreted by the browser. Here is
a fragment of the xml and xsl

-------------------xml--------------------------
<special name="Kids &amp; Baby">
   <title>CLEARANCE SHOP</title>
   <desc>Visit &lt;A HREF="http://www.myshop.com" class=SpecText&gt;My
Shop&lt;/a&gt; where Every Day Low Prices just got lower! Houseware,
Sporting Goods, Toys and more!&lt;/DIV&gt;</desc>
</special>
-----------------------------------------------------------------------
-------------------------xsl----------------------------------------
<TD WIDTH="160">
    <FONT FACE="Verdana, Arial, Helvetica, sans-serif" SIZE="1">
     <DIV CLASS="SpecTitle">
      <B>
       <A>
        <xsl:attribute name="HREF"><xsl:value-of
select="url"/></xsl:attribute>
        <xsl:value-of select="title"/>
       </A>
      </B>
      <BR/>
     </DIV>
     <DIV CLASS="SpecText">
      <xsl:value-of select="desc"/>
     </DIV>
    </FONT>
   </TD>
----------------------------------------------------------------------------------
begin:vcard 
n:Shenoy;Praveen
tel;work:650-937-6383
x-mozilla-html:TRUE
url:home.netscape.com
org:Netscape Comms Corp;Shopping Divlet
adr:;;;Mountain View;CA;94043;United States
version:2.1
email;internet:pshenoy@netscape.com
title:Software Engineer
fn:Praveen Shenoy
end:vcard