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I know it's off-topic, but I think folks on this list like knowing
this kind of thing.
Paypal originally worked (maybe still does) by "crediting" your
CCard account. That's in strict violation of how the credit cards
are supposed to work. When a former colleague (our common employer
is now gone) asked Visa and MC their opinion about this, they said
"we know, we're letting it happen because we're curious what's
So Paypal's exposure was even greater, and from the very beginning.
Rich Salz Chief Security Architect
DataPower Technology http://www.datapower.com
XS40 XML Security Gateway http://www.datapower.com/products/xs40.html
XML Security Overview http://www.datapower.com/xmldev/xmlsecurity.html